Help Centre | Trading in Specified Investment Product (SIP)

Specified Investment Products (SIPs) are complex financial products that have structures, features and risks that are more difficult to understand.

To safeguard the interests of retail investors, MAS implemented measures to ensure that investors understand the complexities and risks involved in trading SIPs. You must fulfil any one of these criteria:

Educational qualifications	Investment experience	Work experience
Diploma or higher qualifications in Accountancy, Actuarial Science, Business / Business Administration / Business Management / Business Studies, Capital Markets, Commerce, Economics, Finance, Financial Engineering, Financial Planning, Computational Finance or Insurance. Professional finance-related qualification	At least 6 transactions in listed / unlisted SIPs in the past 3 years	At least 3 consecutive years of working experience in the past 10 years in the development of, structuring of, management of, sale of, trading of, research on and analysis of investment products or the provision of training in investment products Experience in Accountancy, Actuarial Science, Treasury or Financial Risk Management Provision of legal advice or possession of legal expertise in abovementioned areas

Client is required to complete Customer Account Review (CAR) or Customer Knowledge Assessment (CKA).